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When you activated your Xbox account on Microsoft website you have added your card details, yes? If so, after the month of using Ultimate you will be charged automatically for next month with the card you have saved on your account. 

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@Johnax If you going to add the code with Pass for we will say 6months the this time will be added to your account on the top of your card. Its mean that your card will be charged only if your Game Pass will run out.

Alternatively you can remove your card from your Microsoft account.

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